(MoneyWatch) This fall, Medical Economics Magazine will come out with its 2013 list of Best Financial Advisors for Doctors. Unfortunately, my dog, Max, won't be listed. That is not to say he couldn't have been since he was "absolutely" invited. This amusing yet cautionary tale might just save you from being fooled into thinking you are dealing with a top advisor in any field.
According to the publication, Medical Economics Magazine is the leading business resource for office-based physicians with a circulation of http://www.id-ss.com/job-category/medical-communications/ more than 175,000 copies. Indeed, being li
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NEW YORK (Reuters Health) - Couples starting infertility treatment can expect to pay an average of more than $5,000 out of pocket for office visits, medication and related expenses, a new study of people attending San Francisco-area clinics suggests.
As expected, researchers found costs were especially high for couples undergoing in vitro fertilization (IVF) - over $19,000, on average - and rose with each additional treatment cycle.
"One of the very early questions people ask after we figure out what we need to do to help them get pregnant is how much the treatment is going to cost," Dr. James Smith, director of male reproductive health at the University of California, San Francisco, and the study's senior author, said.
That expense, he told Reuters Health, "has a big impact - they're taking out second mortgages on homes, they're borrowing from friends and family."
Smith and his colleagues interviewed 332 couples attending one of eight fertility clinics for their first evaluation and gave each a cost diary to record all treatment-related expenses. They then interviewed the couples three more times over the next year and a half about those expenses, including money spent on clinic visits and procedures, medications and miscellaneous items such as travel and parking.
Among all couples, the average out-of-pocket cost of fertility treatment was $5,338. However, that varied depending on what type of treatment they received - from $595 for basic, one-time procedures such as uterine fibroid removal or counseling about timing sex to $19,234 for IVF, the technique used by a majority of couples.
Expenses were higher for couples who took more time to get pregnant and underwent more treatment cycles, the researchers found.
However, there was no clear difference in out-of-pocket expenses based on whether couples reported having insurance coverage for fertility care, according to findings published in The Journal of Urology.
"Usually insurance companies will cover things like labs, the basic diagnostic testing," Smith said. "But the expensive items, like in vitro fertilization, that's much less well covered."
He said that is the case in California and most other states, but that a few - including Massachusetts and Illinois - require insurance companies to have more extensive coverage of fertility treatment.
According to the Society for Assisted Reproductive Technology, women received more than 150,000 cycles of IVF in 2011.
Dr. Vitaly Kushnir from the Center for Human Reproduction in New York said he would be "very cautious" about generalizing the new findings outside of the included clinics.
"I don't think you can extrapolate this study to represent what's happening in the United States as a whole," Kushnir, who wasn't involved in the new research, told Reuters Health.
He said the odds of becoming pregnant with each treatment option are also important to consider.
"It's not just how much does a given treatment cycle cost out of pocket, but how efficient or cost-effective are these treatments?" Kushnir said. "All of this comes down to the individual circumstances that the couple is facing."
Smith also said the choice of infertility treatment typically depends on the cause of the infertility. For example, if a man has a very low sperm count or a woman has blocked fallopian tubes, IVF is the only option that's likely to work.
SOURCE: bit.ly/19atEp0 The Journal of Urology, online September 9, 2013.
MELBOURNE, Australia -- Quickcut LLC, the leading international provider of digital advertising workflow solutions, together with EFI (Nasdaq: EFII), the world leader in digital imaging and print management solutions, announce AssureProof(TM), a simple and efficient approach to provide a hardcopy proofing workflow that can be verified against publisher specifications throughout the production process.
AssureProof, the first result of the companies' newly formed strategic relationship, is a hardcopy proofing and verification system. The solution allows content creators at advertising and design firms to generate a hard copy proof of an ad that is verified against all the specification
Causes Of Dental Disease
Oral health plays a very important role in our life. Healthy teeth and gums not only give us a beautiful smile they also perform a very important task, that of chewing properly, the food we eat so that it is easily and well digested. Proper mastication of specialist dentist prosthodontist food is the first and the most important step in the process of digestion. When we start neglecting oral hygiene, a lot of dental problems set in.
Improper dental hygiene includes incorrect brushing ways, irregular brushing, excessive consumption of sweet and sour food and beverages, over consumption of processed foods, excessive smoking etc. Sweetened drinks and excessive consumption of sugar habitually, is the major cause of dental disease as bacteria revel in sugar.
Types Of Dental Diseases
Oral diseases are split into 3 categories
Diseases of the teeth like cavities and tooth decay.
The causative Prosthodontist is a dentist with special skills factor in this is plaque. Plaque forms as a thin film on the teeth surface. It contains bacteria which thrive on the sugar which we consume in our food and drinks. They produce acid which corrodes the enamel causing cavities, which if untreated, leads to tooth decay.
Gingivitis is the first stage in gum disease. The acid by the bacteria is the cause. Symptoms exhibited are swollen, inflamed bleeding gums and bad breath.
When gingivitis progresses further due to non treatment it leads to peridontal disease. Receding gums, weakening and loosening of the teeth and loss of teeth constitute peridontal disease.
While gingivitis is reversible with proper oral hygiene and visits to the dentist, peridontal disease is not.
Oral diseases like cancer
Various areas and parts of the mouth and throat can get affected with cancer. Symptoms like non healing sores, bleeding from gums, sore throat, lumps, red or white patches, etc which do not respond to normal treatment and last for more than 2
weeks should be got thoroughly investigated.
On of the major factors that leads to oral cancer is smoking and chewing tobacco. Excess alcohol consumption has also been identified as a cause.
If you happen to have yeast infection or has experienced having yeast infection, you know only too well how uncomfortable it is to have the symptoms such as itching, reddishness, and that plain uneasy feeling. Actually, there are several ways to stop the rashes, burning sensation, itching, and the endless discomforts even if already have very severe Candida infection.
Before the start of any treatment, it is important to have your vaginal microorganisms cultured to be able to confirm that it is indeed yeast infection. There are cases where the patient resisted the culturing and ended up with higher bills due to longer time of treatment. If it is finally confirmed that you have yeast infection, you're halfway through with the battle.
One way is to take oral medications, particularly antifungal medications, in order to stop the infection. Antifungal medications can be a successful remedy for yeast infections. It stops the symptoms by Teeth Whitening Jersey City a high percentage at a time. In order to increase the chances of treatment, direct vaginal medicines can be used for the first 48 hours of treatment. One of the popular choices when it comes to vaginal medications is boric acid. Boric acid is helpful in stopping yeast infection.
There are cases when the yeast infection is already recurring. In this case, you may consult to your doctor if it is okay to have antifungal medications as maintenance. It is also wise to ask if there are side effects and how long the medications can be taken before you experience these side effects. It is also important to have a list of the medicines that you're taking and hand them to your doctor. It is possible that any of these medicines can interact with the oral antifungal medication and hinder the treatment or cause any unwanted reactions. If you happen to be pregnant, make sure to consult a doctor first before taking antifungal medications. Generally, they are not recommended for women. A doctor would know the best alternative if any.
The success of stopping yeast infections for good by taking oral medications is very high. The very important thing is to be consistent in taking the medications and make sure that you don't miss taking them.
Despite improvements in dental care, millions of Americans suffer tooth loss -- mostly due to tooth decay, gingivitis (gum disease), or injury. For many years, the only treatment options available for people with missing teeth were bridges and dentures. But, today, dental implants are available.
What Are Dental Implants?
Dental implants are replacement tooth roots. Implants provide a strong foundation for fixed (permanent) or removable replacement teeth that are made to match your natural teeth.
What Are the Advantages of Dental Implants?
There are many advantages to dental implants, including:
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- Average out-of-pocket fertility costs top $5,000 | Reuters
- Quickcut and EFI Highly Improve Advertising and Design Agencies' Quality Control with New Proofing and Verification System; AssureProof enables hardco
- Dental, Gum And Teeth Disease
- Oral Antifungal Medication: Cure for Yeast Infections
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